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The Archive

Everything I've written here, oldest to newest and back again.

11 pieces, newest first

2026

August 4, 2026
Mortgage Market

We've Seen This Movie Before

An Iran peace deal is back on the table. Rates are easing. This has been the pattern for five months.

July 29, 2026
Fed Meeting

Fed Held. Rates Held. September Is the Next Story.

The Fed held, and rates barely moved because the market had already priced most of it in. But September 16 is the next fight — and markets are pricing 70% odds of a hike.

July 27, 2026
Mortgage Market

The Fed Hike Is Already in Your Rate Quote

The Fed meets Wednesday. But their decision is largely priced into your rate quote already. Don't panic.

July 21, 2026
Metro Council

Nashville Has a Land-Use Problem, Not a Data Center Problem

Metro is about to spend $37 million to buy back land a company purchased for $23 million last week. That's not a data center story — it's how Nashville handles land use.

July 17, 2026
Affordable Housing

We Legalized It. We Just Never Financed It

Metro upzoned 300 acres of The Nations eleven months ago. The only thing that moved was the land price.

July 16, 2026
Mortgage Market

Stop Watching CPI. Watch Hormuz

The war is the inflation problem. That's the whole story.

July 13, 2026
The Mortgage Market

Peace Brought Rates Down. The War Is Taking It Back.

Two things are moving mortgage rates this week — a collapsed ceasefire and tomorrow morning's CPI print. Here's what I'm actually watching.

July 8, 2026
The Mortgage Market

Monday's Window Closed, and It Closed Fast

We had rates under 6.5% at the start of the week. They're back to 6.625% this morning. If you have a client who was waiting for a little more, this is the conversation.

July 7, 2026
The Mortgage Market

Emergency Update: Rates Are Getting Hit, Right Now

These usually come in the morning. This one couldn't wait — three tankers were hit near Hormuz around lunch and rates have been moving ever since.

July 6, 2026
Affordable Housing

Everyone Wants to Talk About Data Centers. Nobody Wants to Talk About Zoning.

Metro Council votes tomorrow on the first size and location limits Nashville has ever put on data centers. It's a land question wearing a technology costume.

July 2, 2026
Affordable Housing

Nashville Was the Number One Buyer's Market in the Country. Your Buyers Are Still Waiting.

Two stats to put in front of anyone who's been sitting this one out — and an honest question about what they're actually waiting for.